I read a lot http://fonds-voltaire.org/wp/index.php/healthyinteractionscom-8f07.pdf pharmazie-sachsen.de  Innovation, of course, is what keeps the mutual fund industry – and all other industries, for that matter – going. But at a certain point, the costs of proliferation begin to outweigh the benefits. If the annual rate of fund deaths has increased from 1 percent to 7 percent, that suggests a large number of newly created funds should never have existed in the first place.