Could I ask who's calling? http://www.firstchurchfairfield.org/thehealthcarealliancecom-83fd.pdf thehealthcarealliance.com/vfw  Everyone needs insureance for health care. If we all have it the overall cost of healthcare will be less. You are now mandated to do be responsible to buy healthcare insurance. Noone will no be denied based on previous conditions and many egregious aspects current practices are eliminated, Medical bancrupcy is still the most common cause. Your insureance will allow you to get medicine and care before you have a catastophic result of no care. Don’t buy into the idea that you only need low cost catastrophic health care. You need to maintain your health to prevent future problems and a doctor should be in your life. This allows you to see a doctor on a regular basis to maintain better health. This is a huge step forward for all of us.