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  “Both the dotcom bubble and 2007 made people want to put some money into gold. It’s a non-income producing asset so you have to be sensible. You still need to have property and shares and cash. But 10pc into gold is wise, and of that I’d say two thirds of that should be in bullion, and one third collectable coins where it’s not as volatile. People didn’t know how to buy gold. What we’ve done is make it accessible.”