A book of First Class stamps https://www.entremetteuse.ca/blogue/cuc-mortgage-corporation-821b.pdf cuc mortgage corporation
  The financial crisis, which has highlighted the indebted nature of many Western governments, has “helped” because it has led to increased realisation that the state will pay for less health care and other costs, and individuals will have to pay for more. So, in an opposing argument to the “time-bomb” theory, people will have to save harder and potentially buy more risky assets, including shares.