It's funny goodluck http://www.e-marefa.net/caribbeanmedicalnewscom-ca70.pdf execinternalmed.com  “My colleagues who support this proposal say that it will lower interest rates on loans for this year — and that’s all that matters,” said Sen. Elizabeth Warren (D-Mass.). “Now, that’s the same thing credit card companies said when they sold zero-interest credit cards, and it’s the same thing subprime mortgage lenders said when they sold teaser-rate mortgages. In all of these cases, the bill comes due.”