We're at university together https://www.lucky-websolutions.com/stmap_0a7b0.html?lasuna.thorazine.cialis phentirimine lab q2 Indeed, Caplan bought an inverse bond ETF in 2011 ahead of the ratings downgrade on U.S. debt by Standard & Poor's. "I didn't put a lot of money in it, but percentage-wise it was a disaster because interest rates went down, not up," he says.