What university do you go to? https://newscvm.com/vsi-healthcare-e9bb.pdf#mended vsi health and hygiene group  "We don't have any barrier with lending to coffee companies,but we have to be very careful with bad debt. The coffeebusiness is now very unstable so it's not on our preferencelist," said a deputy manager at a major commercial lender in HoChi Minh City, who asked not to be named.