An envelope http://www.ascfinancialadvisers.co.uk/4-week-flat-belly-5553.pdf 4 week flat belly challenge  Uniteﾃ｢ﾂ�ﾂ冱 head of health Rachael Maskell said: ﾃ｢ﾂ�ﾂ聾e believe that a bottom loaded flat rate increase would be the best way to help lower paid NHS workers combat the 15% pay cut in real terms they have endured since 2010.