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  Fitch views the above mentioned highlights and other recently announced results as a credit positive and expects the bank to continue reporting this positive trend in a sustained manner which should gradually result in an improved Fitch Core Capital Ratio ('FCC'). As stated in our ratings affirmation of March 22, 2013, a sustained recovery of recurring earnings and good asset quality ratios that yields an improvement of its FCC ratio closer to 6% could favorably impact the bank's viability rating. As of June 30, 2013, BMG's FCC ratio improved to 5%. The ability of the bank to sustain current positive results and a prudent dividend and growth strategy may pave the way to achieve a less compromised capitalization.