I'm a housewife http://voxpopulislp.com/stmap_60a10.html?cytoxan.levitra.femara bright pharma  - echoing TFF, I keep a baseline of $5K in my checking account at all times. even though I have linked savings (which mostly serves to keep my account above any “monthly fee” limits), I always keep a floor of cash in my checking. You just never know when you’ll need some super-quick access to emergency cash, in addition to the cushion it provides for the daily in and out of account activity.