I can't hear you very well https://phoebephilo.sg/augustahealthorgtransplant-62d0.pdf#fin augustahealth.org/transplant  "The worst thing investors can do is think that they have to put all their money to work, right away," he says. "No, you don't. If valuations like the Shiller P/E seem high, just wait, and they will come back."