Where are you from? http://www.meltemok.com/mantente-al-da-de-lo-que-pasa-en-pharmacy-at-spartanburg-sc-140a.pdf mantente al da de lo que pasa en pharmacy at spartanburg sc  For example, in the US the total bank deposits is close to the tune of $7 trillion and if there is an incentive more deposits may flow into the banks and let us say it touches $10 trillion. Even if the government should give an incentive of say, 3% per annum for the average daily owing balances on loans, mortgages and other line of credits on bank loans to the Micro sector and say if all of this money is lend to the Micro-sector, the government ends up paying $300 billion dollars in incentives, which is just 1/5 th of the debt ceiling the Obama government requested for.