I'm not sure http://www.designclinicsmsme.org/drug-store-24hcom-review-9e31.pdf http //www.drug-store-24h.com review  Under this policy change, employees could instead use the additional income to purchase a more affordable insurance policy that better suits their needs. Eliminating the tax exemption for employer-provided health insurance would also eliminate the threat to workers of simultaneously losing their job and their health care benefits. Brigitte Madrian in a 1994 article in the Quarterly Journal of Economics estimated that the current employer-provided health insurance system reduces voluntary job changes by around 25 percent. This makes the labor market much less efficient and "locks in" many workers to their current employer.