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  John Longworth, Director General of the British Chambers of Commerce (BCC), welcomed the new appointments, but warned that without more funding, the bank could become an “irrelevance”. He said: “Under the current plans the Bank will lack the scale necessary to play a full role in providing access to finance to viable businesses. We continue to call for the Bank to be better capitalised and have the ability to lend directly to businesses, so that they can access the same level of financial support that companies in other countries take for granted. Otherwise we run the risk of a Business Bank that is irrelevant before it starts.”