I didn't go to university http://vinasicilia.com/model-nude-preteen-c483.pdf#procurator preteen seks pictures  At first blush, the returns this year from the emerging markets don't exactly flash a buy signal. The iShares MSCI Emerging Markets exchange-traded fund, for example, is down 10 percent year-to-date through July 19; 4 percent of that loss occurred in the past three months. The fund invests in an index that represents major developing regions in Africa, Asia, Latin America and the Middle East.