I sing in a choir http://www.copyright.gov.gh/volt-athletics-sign-up-1d6d.pdf#scare volt athletics app review  Fitch expects the bank's loan impairment charges to continue to weigh on its profitability - at least in the short term - given that the Tunisian economy has not made a strong recovery. The bank's net interest margin might also suffer in 2013 if the bank has to engage in the currently fierce competition for deposits. To date, it has been able to avoid doing so, as its liquidity is better than the Tunisian sector average.