Where do you study? https://www.drukkerijvanesch.nl/neighborhood-pharmacy-big-lake-tx-6080.pdf#fowls neighborhood pharmacy, sutter avenue, brooklyn, ny  - Buy one without a particular use or person in mind. Maybe your child just finished college and doesn't know whether she will go to grad school or will have kids. So what? There's a decent chance she will do one or the other, if not both. You can open a 529 for yourself and later name her or her progeny as the beneficiary.