I work for myself http://mijnnn.icu nn pics  It is worth noting that so far only three lenders have confirmed they are taking part in this second phase of the scheme; Royal Bank of Scotland, NatWest, and Halifax. More lenders are likely to follow in the coming months, but the scheme is voluntary and many may decide not to sign up. We also have to wait to see how competitive the mortgage rates for Help to Buy customers will be.