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  While writers, artists, architects and antique dealers exiling themselves from London have made exquisite homes in recent years in towns like Margate, Folkestone, Ramsgate and Hastings (property is cheap, there is much fine historic architecture awaiting restoration, the sea is a peerless draw), their investment is a pebble in the sea for local authorities saddled with the problem of what to do with our heavily subsidised coastal towns. The cheapest rented properties attract incomers, many of them transient, on ever-lower incomes, with ever-fewer qualifications; the CSJ report notes that 41 per cent of adults living in Clacton-on-Sea have no qualifications whatsoever.