Get a job https://www.ericregnell.com/unicare-medical-centre-uae-4405.pdf unicare medical centre prague  The full impact of low interest rates on savings still has not occured yet. I was fortunate enough to purchase 5 year CDs with my savings during the past few years. I even have one CD that I am still getting near 6% on through the middle of 2014, but more recently I have had to renew the others at far lower rates. The question for myself is what to do with CDs that continue to come due. Stocks? Gold? Real Estate? My feeling is that stocks will stay about the same, maybe increase slightly, but is the risk worth it? My feeling is No. How about gold? It would not surprise me to see gold fall to $800 or so. Real Estate? In the long run it may be the best investment, but it bothers me that real estate prices are being held artificially high by low interest rates. There is no question that savers are being punished.